Legacy Housing Home Buying Guide for 2008

The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your very own custom Legacy dream home!

Step 1: Figure out how much you can afford

What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the national interest rate. The calculators below will help you get an accurate picture of your monthly mortgage costs, but it is best to visit an authorized Legacy Dealer to find out for sure.

Need help with your downpayment and/or closing costs?

Find help from the government:
Texas - Louisiana - Oklahoma - New Mexico - Kansas

* FHA loan programs offer lower downpayments and are a good option for first-time homebuyers.

A housing counselor can help you figure out how to manage and pay off your debt, and start saving for that downpayment!

Find a housing counselor:
Texas - Louisiana - Oklahoma - New Mexico - Kansas

* Until July 2009, the US Government is offering a $7500 tax credit for 1st time home buyers. 
To see if you qualify, click here.

Step 2: Location

Finding the right spot for your new Legacy home is a key ingredient in the home buying process. School districts, local water quality, shopping / entertainment districts, and location to your job all play a huge part in ensuring your family's happiness for decades to come. Whether you currently own land, lease space in a community, or are looking for a new community' to live, you will want to know your space dimensions to ensure your new Legacy home's external dimensions fit at your location.

If you are looking for a new community to live, your authorized Legacy dealer will be able to help you find the perfect location.

Step 3: Home-Shopping Checklist

Putting together a home shopping checklist can help you narrow down the essentials your family is seeking in a new Legacy home. Upon meeting with your local authorized Legacy dealer, this list will help you put together your new dream home.

# of Bedrooms
# of Bathrooms
Carpeting Color / Flooring Type
Interior Wall Colors
Exterior Colors
Roof Type
Kitchen Countertop Color
Cabinet Wood Style
Bathroom Color